How It Works
Business Financing Made Simple
Fund USA collects your financing request and business details, reviews them and works to connect your request with an appropriate financing source. Financing availability, terms and approval are determined by that source, subject to applicable qualification criteria.
The four-step process
- 01
Tell Us What You Need
Describe what you are financing, the amount you are considering and your timeline. If you are unsure which option fits, say what you are trying to accomplish instead.
- 02
Share Your Business Details
Provide basic information such as legal business name, industry, time in business, approximate annual revenue and intended use of funds.
- 03
Explore Financing Options
Your request is reviewed and, where appropriate, may be matched with or referred to a financing source that considers requests like yours.
- 04
Move Forward
The financing source completes its own qualification process, requests any additional documentation and communicates available options, terms and next steps.
What information is typically needed
- Legal business name and business structure
- Industry and time in business
- Approximate annual revenue
- Amount of financing you are seeking
- How you intend to use the financing
- Contact details for follow-up
What factors may affect eligibility
- Time in business and revenue history
- Intended use of the financing
- Type of financing requested
- Business and ownership credit profile
- Documentation requested by the financing source
- Requirements specific to the applicable program
Process questions
- What information is typically needed?
- Generally, basic business details such as legal business name, industry, time in business, approximate annual revenue, the amount of financing you are seeking and how you intend to use it. Financing sources may request additional documentation during their review.
- What factors may affect eligibility?
- Requirements vary by financing source and product, but commonly considered factors include time in business, revenue, the intended use of financing, business and ownership credit profile, and the type of financing requested.
- What happens after I submit a financing request?
- Your request is reviewed and, where appropriate, may be matched with or referred to a financing source for further evaluation. That source conducts its own qualification process and communicates available options, terms and next steps.
- Does submitting a request guarantee financing?
- No. Submitting a request does not guarantee an offer or approval. All financing is subject to review and the qualification criteria of the applicable financing source.
- Is there a cost to submit a financing request?
- There is no cost to submit a financing request through Fund USA. Any costs, rates or fees associated with a financing offer are set and disclosed by the financing source.
See all business financing FAQs.
Ready to Explore Your Financing Options?
Tell us what your business needs and get started with a simple financing request.