Resources
Business Financing FAQs
Common questions about exploring business financing with Fund USA, the information typically requested and what happens after a financing request is submitted.
- What is Fund USA?
- Fund USA is a business financing company that helps small and mid-sized businesses in the United States explore financing solutions. We collect your financing request and business details, review them, and work to connect your request with an appropriate financing source.
- Is Fund USA a bank or a lender?
- No. Fund USA is not a bank. We help businesses explore financing options and may refer or match a financing request to a financing source. Financing availability, terms and approval are determined by the applicable financing source, subject to applicable qualification criteria.
- What types of business financing can I explore?
- Equipment financing, working capital, business term loans, business lines of credit, SBA financing, invoice financing, inventory financing and purchase order financing. If you are unsure which fits, you can submit a request and describe what you are trying to accomplish.
- What information is typically needed?
- Generally, basic business details such as legal business name, industry, time in business, approximate annual revenue, the amount of financing you are seeking and how you intend to use it. Financing sources may request additional documentation during their review.
- What factors may affect eligibility?
- Requirements vary by financing source and product, but commonly considered factors include time in business, revenue, the intended use of financing, business and ownership credit profile, and the type of financing requested.
- What happens after I submit a financing request?
- Your request is reviewed and, where appropriate, may be matched with or referred to a financing source for further evaluation. That source conducts its own qualification process and communicates available options, terms and next steps.
- Does submitting a request guarantee financing?
- No. Submitting a request does not guarantee an offer or approval. All financing is subject to review and the qualification criteria of the applicable financing source.
- Is there a cost to submit a financing request?
- There is no cost to submit a financing request through Fund USA. Any costs, rates or fees associated with a financing offer are set and disclosed by the financing source.
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