Financing
Inventory Financing
Financing used to buy or carry inventory ahead of the sales cycle it supports.
What is inventory financing?
Inventory financing supports the purchase or carrying cost of goods a business intends to sell. It is commonly considered ahead of peak seasons or when supplier terms require payment well before products convert to revenue.
What it is commonly used for
- Seasonal and holiday stock buildup
- Bulk purchasing to meet supplier minimums
- Expanding product lines or channels
Who it may fit
Product businesses with a measurable sell-through cycle and reliable supplier relationships.
Factors that may affect eligibility
- Inventory turnover and sell-through history
- Type of goods and how readily they sell
- Supplier terms and purchasing schedule
What information is typically needed
Generally, basic business details such as legal business name, industry, time in business, approximate annual revenue, the amount of financing you are seeking and how you intend to use it. A financing source may request additional documentation during its own review.
What happens after you submit a request
Your financing request is reviewed and, where appropriate, may be matched with or referred to a financing source. That source conducts its own qualification process and communicates available options, terms and next steps. Submitting a request does not guarantee an offer or approval, and all financing is subject to applicable qualification criteria.
Questions to ask before choosing a financing option
- What information is typically needed?
- Generally, basic business details such as legal business name, industry, time in business, approximate annual revenue, the amount of financing you are seeking and how you intend to use it. Financing sources may request additional documentation during their review.
- What factors may affect eligibility?
- Requirements vary by financing source and product, but commonly considered factors include time in business, revenue, the intended use of financing, business and ownership credit profile, and the type of financing requested.
- What happens after I submit a financing request?
- Your request is reviewed and, where appropriate, may be matched with or referred to a financing source for further evaluation. That source conducts its own qualification process and communicates available options, terms and next steps.
- Does submitting a request guarantee financing?
- No. Submitting a request does not guarantee an offer or approval. All financing is subject to review and the qualification criteria of the applicable financing source.
Ready to Explore Your Financing Options?
Tell us what your business needs and get started with a simple financing request.